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The summer holidays may seem like a distant memory now that the new school year has started, but for some parents the costs of term-time can seem never-ending. From school uniforms and lunchboxes to daily routines and lost PE kits, it all adds up. ‌

A recent survey by online off-price retailer MandM, which polled 1,000 UK parents, found that nearly 40 per cent are worried about the rising cost of getting their children through the new school year. ‌

But fear not, budgeting expert and mum-of-two Gemma Bird, known online as MoneyMum, has shared easy hacks which could save families over £500 between now and the end of the school year next June. ‌

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