ANNAPOLIS, Md. — If you pay taxes in Maryland, and still have at least $20,000 left in student loan debt , you likely qualify for the student loan debt relief tax credit, but you'll have to act fast. The deadline to apply is Sept. 15.

The application takes about 15 to 30 minutes to complete and needs to be submitted through the Maryland Higher Education Commission website.

Most taxpayers who apply will receive an average of $1,800, with a maximum amount of $5,000.

Applicants approved for the credit will be notified in December and will have three years to show they've applied the credit to their loan balance, or be on the hook to pay that money back.

Maryland's Higher Education Commission says Maryland residents completing a four-year public institution program typically graduate wi

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