ST. LOUIS — In the summer of 2010, Victoria R. Williams was looking into buying a $250,000 life insurance policy for her fiancé.

She called an insurance company to inquire about the terms: Would they pay out if her fiancée, for instance, was robbed and killed?

They would, the agent told her, according to court documents.

Williams bought the policy and made the payments.

In October 2011, her fiancé, Charles Harris III, was found shot to death at his home in north St. Louis County.

It looked like he’d been robbed.

On Monday, Williams pleaded guilty to murder-for-hire and money laundering in his death. Federal prosecutors said Williams worked with Michael Grady to carry out the scheme.

“Over the course of the conspiracy,” court records say, “Grady reassured Williams by stating words to

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