On Thursday morning, Denise Matuza, Jennifer Nilsen and Michelle Pizzo boarded a bus from Staten Island for Lower Manhattan — each wearing T-shirts emblazoned with the names and faces of their husbands, who died in the attack.

“Even 24 years later, it’s heart wrenching,” said Nilsen, whose husband, Troy Nilsen, worked at Cantor Fitzgerald on the 103rd floor of the World Trade Center. “It feels the same way every year.”

Pizzo, whose husband, Jason DeFazio, also worked at Cantor Fitzgerald, hoped more people could just take one minute to reflect on the day.

“Younger kids don’t realize that you have to remember,” she said.

The anniversary ceremony in New York was taking place at the National Sept. 11 memorial and Museum, where two memorial pools ringed by waterfalls and parapets inscribed

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