This is a situation where you need to guard yourself against hype.

Many investors dream of finding the one asset that can truly change their financial trajectory for the better. History shows that the biggest wealth-building investments in crypto usually have a clear path to long-term and large-scale adoption, most typically as a result of the asset's core growth engine. That's why a select few digital assets have minted millionaires, while most others, no matter how much hype they generate or who is backing them, are unlikely to deliver similar outcomes.

On that note, at the moment, two very different cryptocurrencies are in the spotlight. XRP ( XRP 1.29% ) , the token at the heart of Ripple's payments network, is continuing to expand its use cases for financial institutions

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