Fausto Bucheli Jr. for CheapInsurance.com

Do red light tickets affect insurance?

The complexities of a red light violation can be confusing, especially when considering the potential impact on your car insurance rates. CheapInsurance.com breaks down what constitutes running a red light, the consequences, and how it can affect your driving record and insurance premiums.

What Is a Red Light Violation?

A red light violation, or “running a red light,” occurs when a driver fails to comply with traffic signals at an intersection. This is a type of moving violation, which is a traffic offense committed while a vehicle is in motion.

Red light violations can be captured by two primary methods:

Traffic Camera Systems: Many busy intersections are equipped with automated red light cameras. Th

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