QUINCY (WGEM) - The last few months have been rough for some home insurance policy owners as premiums have significantly risen in price.

“Inflation and ongoing storm losses are all things that impact the insurance industry,” Quincy insurance agent J.T. Dozier explained.

Dozier said nationwide, the insurance industry is in a hard market. It’s a term that means a difficult time financially for the insurance industry.

“Most of the time, it’s not anything the homeowner is doing wrong,” he explained.

The California Wildfires earlier this year, as well as other weather-related damages, combined with inflation has led to the current situation.

“It’s a vicious cycle. The greater the losses, the greater the premium bills,” Dozier said.

To combat potential premium increases, Dozier said it’s k

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