Regular showers could become unaffordable for some older Australians under contentious changes aimed at making the nation's aged care sector more financially sustainable, advocates warn.

Two key advocacy groups are urging the federal government to change its planned rules, so all aged care residents can get help showering for free.

From November, sweeping reforms to the sector will see wealthier residents forced to pay more for some parts of their care.

The cost of clinical care like nursing and physiotherapy will be covered by the government, but residents will have to pick up some of the bill for so-called "independence supports" like bathing and transport.

Council on the Ageing Chief Executive Patricia Sparrow said showers were essential for older Australians, but the changes could

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