On Reddit, a user recently asked for help recovering from a credit card scam. The poster was more concerned with the emotional impact than the lost funds.

The person who posted expressed embarrassment about falling for the scam and didn’t know how to recover from the experience.

Respondents offered many good ideas: Try to recover the money. Focus on positive things in your life. Forgive yourself for making a mistake. Many assured the individual that anyone can fall for a scam and emphasized that there’s no reason to feel shame.

Experts on financial fraud and identity theft agree with that sentiment.

“The scammers are bad. You’re not bad. You were lied to,” says Eva Velasquez, president and CEO of the Identity Theft Resource Center. “We are all vulnerable.”

Even a fraud expert could

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