Why you should wait until 40 to buy a house? Edelweiss's Radhika Gupta on smart investing vs emotional calls

Radhika Gupta, MD & CEO of Edelweiss AMC, shares her practical insights on money and life decisions, emphasizing that buying a house should ideally wait until 40. “A home is an emotional decision, not necessarily an investment,” she says. In India, property yields are low, and early home purchases can be a huge capital drain. Gupta recommends accumulating capital first, investing systematically through SIPs and equities, and ensuring that any EMIs are manageable and don’t cause mental stress. Only once mobility and financial stability are sorted should one consider home ownership. Advertisement

Gupta stresses that building a healthy financial journey is about discipline and good habits. “I save a fixed portion of my post-tax salary every month and increase it with every increment. Living