The National Pension System (NPS), NPS-Vatsalya, Atal Pension Yojana (APY), NPS-Lite and Unified Pension Scheme (UPS), provided by Central Recordkeeping Agencies (CRAs), will have new pricing structures as announced by the Pension Fund Regulatory and Development Authority (PFRDA). The new fees, which will cover both online and offline account maintenance, will go into effect on October 1.

The updated fee structure provides a slab-based approach for private sector customers. It ensures smaller investors do not incur high costs. According to PFRDA, the charges are upper caps and CRAs are free to provide lesser charges if they so desire. Charges for the payout phase of UPS subscribers will be issued separately.

Charges for government sector NPS and UPS From 1 October 2025

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