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It's the time of year when friends and family start to ask each other: have you switched your heating on yet?

Given the chilly conditions over recent days, it's likely millions have already decided to switch the heating on for the first time.

Others though may be waiting it out, trying to hold out a bit longer to keep costs down, and perhaps making do with blankets and jumpers.

READ MORE: Keir Starmer confirms October cost of living payments for six million households

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This is particularly the case with energy bills going up again at the start of October.

Experts say now is not the best time to be switching on the boiler - and that date is still actually a few weeks away.

They suggest waiting as lon

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