From the outside, owning rental property might look like a dream—passive income, long-term wealth, and the freedom to be your boss. Being a landlord should be straightforward: rent comes in, bills get paid, and you make a profit. But for most self-managed landlords, reality is very different. Your earnings are under constant attack from problems you can’t always control — and every one of them costs you.

The midnight repair call that ruins your weekend

It starts with the midnight repair call that ruins your weekend. That leaky water heater or broken AC isn’t just an inconvenience — it’s a demand for your immediate time and attention. Ignore it too long, and your tenant starts thinking about moving.

The costly vacancy

Then there’s the expensive vacancy. Each month your property sits emp

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