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Lloyds Bank has launched Lloyds Ultra - a brand-new credit card with cashback and no monthly account fees. Lloyds Ultra Credit Card gives customers the freedom to use their credit card for purchases, without monthly account fees and all while earning cashback.

It offers cashback on card purchases - at a rate of 1 per cent on card purchases for the first 12 months from account opening and at 0.25 per cent after that, for the duration of the card, with no limit to cashback earnings.

It has no foreign exchange fees from Lloyds, giving customers the flexibility to spend abroad with no unexpected costs (local chargers may apply.) and no Lloyds cash withdrawal fees at home or abroad, meaning cash can be withdrawn without charges (local or other third-party ATM charges may apply.

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