The crypto lending platform is a new arrival in the modern financial ecosystem, but it’s quickly becoming an essential financial tool for investors who hold digital assets. Such platforms let you borrow or earn from your crypto holdings without relying on traditional banks to provide capital. Using a crypto lending platform, you can borrow either fiat or stablecoins using your existing digital coin as collateral. You can also lend your digital assets in order to earn interest.
With digital currencies going mainstream, crypto-backed loans are no longer exclusive to a small group of informed traders. Today, nearly one million people hold at least one entire Bitcoin according to blockchain data. In August 2025, a single Bitcoin reached an all-time high value of over $124,000. As of July