In this month’s Business Banter with Tom and Kerry, we dig into Tom’s early years as a business owner, the surprising lessons he learned about value, and why every business owner should think beyond today’s paycheck.

You may be sitting on more than income, you may be sitting on your future nest egg!

Kerry: Tom, I hear this all the time from business owners: “My business is not worth much without me.” You have thought that too, right?

Tom: Oh, definitely. One of the first businesses I started was an accounting firm, or really a bookkeeping business to be precise. Like a lot of people, I was tired of working for someone else and making them the money. I figured I would try my hand at building something of my own, so I started with four clients. A few hours a week at each small business,

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