XRP has kept up with both Bitcoin and Ethereum in 2025, but does that make it the smartest cryptocurrency investment?
When investors survey the cryptocurrency market, only a handful of names consistently dominate the conversation. The most established players are Bitcoin and Ethereum , and both have delivered gains of roughly 30% so far this year (as of Oct. 2) -- outperforming the S&P 500 ( ^GSPC 0.01% ) .
XRP ( XRP -0.82% ) has kept up with these digital assets , outperforming both for much of the year before surrendering some of its gains. Considering XRP's performance, investors are beginning to ask an important question: Could XRP be the smartest cryptocurrency to buy right now?
Below, I'll dig deeper into XRP's momentum, competitive positioning, and potenti