INDIANAPOLIS -- As the days go by and Halloween approaches, the real reason to fear may be the threat to people's wallets.

A recent study by LendingTree found that the amount Americans will spend on Halloween this year has risen $20 from last year's average. LendingTree surveyed 2,000 Americans and asked them all about their budgeting practices for this year's spooky season.

This year, nine out of 10 people are planning to spend an average of $192; last year's average was $172.

The biggest cost for people is candy, with 60% of people saying they spend the most on candy, while 35% of people shell out for pumpkins and 34% will spend the most on outdoor decorations.

One of the more shocking statistics found in the survey is that 25% of people say they have gone into debt to celebrate Hall

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