Synopsis: This article explains how you should use your credit card without paying interest and some credit cards that can help you not pay much interest.

Regarding credit cards, there are two perceptions among people. One says credit cards are a debt trap, and the other says credit cards are good. The reality is that a person who knows how to use credit cards with proper financial discipline and does not overspend can handle the credit card. The Two main ways credit cards provide interest-free financing are through the interest-free grace period, and no-cost EMI schemes.

Understanding the Interest free Period

The interest free period, also known as the grace period, typically ranges from 18 to 55 days depending on when you make your purchase within the billing cycle.

How the Grace p

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