Overview * Pinnacle Q3 net income rises to $1.069 mln from $1.057 mln yr ago * Earnings per share for Q3 increased to $1.19 from $1.16 yr ago * Net interest margin for Q3 declines to 3.20% from 3.24% yr ago Outlook * Company did not provide specific future guidance Result Drivers * INFLATION IMPACT – Rising interest rates due to inflation led to unrealized losses in securities portfolio, but management views these as temporary * DEPOSIT GROWTH – Total deposits increased by $7.7 mln or 2.4% compared to December 31, 2024 * CAPITAL POSITION – Pinnacle Bank classified as 'well capitalized' with capital ratios exceeding regulatory requirements Key Details Metric Beat/Mis Actual Consensu s s Estimate Q3 Net $1.07 Income mln Q3 Net 3.20% Interest Margin Press Release: For questions concerning the

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