India’s Unified Payments Interface (UPI) continues to dominate the country’s digital payments landscape, with transactions surging 35 per cent year-on-year (YoY) to reach 106.36 billion in the first half of 2025, according to data released on Wednesday.

The total value of these transactions stood at a staggering Rs 143.34 lakh crore, underscoring how deeply digital payments have become a part of everyday life in India, according to Worldline’s India Digital Payments Report (1H 2025).

The report also revealed that the average UPI transaction size fell from Rs 1,478 in the first half of 2024 to Rs 1,348 during the same period in 2025. This decline suggests that UPI is increasingly being used for small, daily purchases, ranging from tea stalls and grocery stores to online shopping.

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