The Canada Fintech Forum has always signalled where the industry is headed, but this year, it felt like a tactical briefing on how it will all actually work.

Last month in Montréal, panels described the fundamentals of Canada’s next financial era: real-time rails, tokenized money, AI in every corner, and a growing interlock between incumbents and startups learning to move together.

Speakers described an industry stepping into its operational phase, and the conversations centred on the infrastructure that keeps modern finance running through every hour of the day.

Here are five signals from the Canada Fintech Forum on where the industry is headed next.

In conversation with Mastercard’s Balinder Ahluwalia, Senior Vice President and Group Head of Market Development and Digital Partnership

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