The U.S. federal government released a preview of what consumers can expect to pay next year if they buy health insurance through Obamacare. And it’s not good.

The average amount that health insurers will be charging for coverage at ACA Marketplaces is rising by 26% on average, according to analysis from the Kaiser Family Foundation . Roughly 24 million Americans have Obamacare coverage.

Open enrollment for next year starts Nov. 1 and runs through Jan. 15, 2026, but the federal government website Healthcare.gov opened up this week to allow anyone with Obamacare to get a preview of what kind of coverage they can purchase. They call it the “window shopping period.”

The New York Times talked to one 61-year-old woman in Oregon who said that she paid $439 per month in 2025 and checked

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