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There are few things more stressful than booking a flight . One minute you find a fare that feels doable, the next it’s hundreds of dollars higher, and suddenly you’re stuck deciding between draining your savings, putting it on a credit card, or just…not going.

That’s where Paylater Travel comes in. The booking platform, founded in Australia and now operating in the US, UK, and Canada, lets you freeze any airfare with a deposit (sometimes as low as 10%) and pay off the rest in installments before departure. The best part? There’s no interest, no late fees, and no credit checks involved.

It’s essentially layawa

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