With many Pennsylvanians experiencing financial strain due to missed paychecks or delayed funding, the Shapiro Administration is urging state-chartered banks, credit unions, and other financial institutions it regulates to work with consumers who may have trouble making payments on their loans due to the federal government shutdown and state budget impasse.
In a letter issued by Pennsylvania Department of Banking and Securities (DoBS) Secretary Wendy Spicher, the agency encouraged the state-chartered and licensed financial institutions it regulates to provide flexibility to affected consumers by offering short-term loan modifications, extending new credit, or waiving fees where possible.
The letter was sent to more than 11,600 Pennsylvania licensed non-bank financial institutions, as wel

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