How to claim your late father’s bank accounts without a nominee

Finding out that the accounts of one's late father do not have a registered nominee is quite frustrating and may be the last thing one needs when still trying to come to terms with their demise. This is not uncommon, though; there are resources and well-laid-out legal procedures to handle such cases and help rightful claimants get the funds. Understanding what documents are involved and the steps required by the bank is quite essential.

Start gathering all the required documents.

First, assemble all the important papers like the death certificate, your father's account details, and proof of relationship--a legal heir certificate, family member certificate, or succession certificate, whichever applies. These documents are used by banks to establish your right to claim the funds. Having th