You probably can think of a million reasons you’re too anxious to leave your job right now. It seems like no one is hiring. Companies that are won’t meet your pay requirements. And what if you make a change and then get laid off?

The mood is dark. In the Federal Reserve Survey of Consumer Expectations released Nov. 7, consumers said they believe it's increasingly likely the unemployment rate will rise in the next 12 months, and they’ll struggle to find a job if they lose their current one. That pessimism has some people clinging to their jobs for dear life .

But the consequences go beyond feeling anxious. You may also feel stuck. It wasn’t long ago that jobs were plentiful and companies were competing to keep or steal top talent by offering new perks and big pay bumps. Left and right,

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