Consumer champion Martyn James has pulled together your guide on how to spot the main types of fraud

Is there anything more depressing than the onslaught of scammers these days? From spam calls to dodgy texts and fake emails, fraudsters seem to be lying in wait at every turn. Well now it’s time to fight back!

I’ll be broadcasting from Glasgow next week as part of the BBC ’s Scam Safe week . You can catch me popping up on the TV and radio all week with tips on how to avoid getting tricked, advice on all the latest scams and how to protect yourself against fraudsters.

Why does this matter? Well fraud is big business. According to UK Finance data , last year £1.17billion was lost in fraudulent transactions. However, A further £1.45billion was saved after being prevented from being st

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