(LEX 18) — Many Americans are facing substantial increases in health care costs as Affordable Care Act subsidies are set to expire soon, creating what one policy expert calls a "ticking clock" that has been counting down since 2021.

About 90,000 Kentuckians buy their health insurance on kynect, the state's health insurance marketplace. Around 75,000 of those residents received letters at the beginning of this open enrollment period informing them that their health insurance premiums would increase by about $100 per month.

"Now that we're here, I think a lot of folks are maybe not surprised, but they are seeing some sticker shock," said Dustin Pugel, policy director at the Kentucky Center for Economic Policy.

Pugel has done extensive research leading up to the fast-approaching deadline w

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