NEW YORK (WABC) -- The time between getting the turkey on the table to the gifts under the tree is when millions of us will overspend.

A study from badcredit.org found 61% of parents would rather go into debt than disappoint their families.

Stretching your dollar make "cents!" Take advantage of any and all discounts or cashback and rewards.

Double dip on deductions by signing up for loyalty programs plus using a credit card that pays you back.

If not, use a simple hack that consumer expert Andrea Woroch doesn't shop without.

"Definitely want to download the store app wherever you're shopping, because this could show you in store deals that you may have missed. Maybe there's a digital coupon you can clip to scan at checkout," Woroch said.

Retailers reward members and followers. Use

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