The perfect Christmas doesn't have to cost you an arm and a leg - it is very possible to create a magical festive atmosphere without draining your funds and making yourself miserable in the process.

Christmas is notorious for being one of the most expensive times of the year, but why do we put so much pressure on ourselves to spend, spend, spend?

The lavish gifting and ostentatious decorating are unnecessary if they overshadow the true meaning of the festive period - taking a moment away from everyday life to spend quality time with family , friends and loved ones.

I am definitely a person who finds the financial side of Christmas a little stressful, and as the expectations pile on, so too does the anxiety that I won't be able to keep up with the money flying out of my pocket.

You

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