AI is upending everything, including retirement planning.

The big picture: Our comfortable golden years have always rested on assumptions of a steady full-time career, employer-sponsored savings and a predictable job exit. Now those assumptions are fraying.

Zoom in: AI is already reshaping hiring and workforce strategies for big and small businesses alike. • Gig and temporary work are flourishing in the uncertainty, but that means limited access to retirement savings options and reduced future Social Security benefits. • Previously well-paid office workers funded their retirement accounts by performing tasks that chatbots can now do just as well or better.

What they're saying: AI will cause turbulence in retirement for some, but not for everyone, Vasant Dhar, author of the new book,

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