December often poses financial challenges for many across the UK (Image: coldsnowstorm via Getty Images)

December often poses financial challenges for many across the UK, with the cost of Christmas gifts, food, and decorations potentially causing a significant dent in finances. The festive season is here, and millions of benefit recipients nationwide will see their regular payment dates affected due to Christmas Day, Boxing Day, and the New Year period.

Currently, approximately 24 million individuals in the country are claiming some form of benefits administered by the Department for Work and Pensions ( DWP ), including state pensions; this represents roughly one in three people.

This year, Christmas falls on a Thursday and Boxing Day on a Friday, both of which are bank holida

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