Canada's federal banking and insurance regulator just eased restrictions on crypto holdings for insurers, raising exposure limits while maintaining a risk-based framework.

Insurance companies across Canada got more flexibility to expand their digital asset portfolios in late October, though the shift is less revolution than recalibration.

The Office of the Superintendent of Financial Institutions (“OSFI”) released updated guidance on October 29, 2025, detailing how federally regulated financial institutions should treat crypto asset exposures for regulatory capital and liquidity purposes. The changes came in response to developments in digital markets and feedback from the companies OSFI oversees.

The letter amends two comprehensive guidelines on crypto-asset treatment, introducing targ

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