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It’s important that Brits take out travel insurance before they head abroad otherwise they could face medical bills costing tens of thousands of pounds. As many of us jet off to visit Christmas markets in Europe or head off on a skiing holiday , it’s vital that travellers are protected.

Yet travellers are warned that a popular holiday activity could invalidate their travel insurance - and most people are unaware of it. Drinking too much alcohol could render your cover null and void, insurance firm Total Travel Protection warns.

They analysed the policies of the top ten UK travel insurers and found the average threshold at which alcohol invalidates a claim sits around a blood alcohol level of 0.19 per cent. Total Travel Protection applies the same limit, which is roughl

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