It’s currently the open enrollment period, when people choose what health insurance they’ll have for the next year. But the process can often be overwhelming.

“It's confusing for everybody,” Peter Ames said.

He’s the Executive Director at Foundation for Health Communities, which administers the New Hampshire Navigator program . That program helps people learn about and enroll in Medicaid and the state’s health insurance marketplace.

“Reach out and ask for help, and right now is the opportunity to do so,” Ames said.

For NHPR’s How To New Hampshire series, we are going over some basic questions about how to enroll in health insurance this month.

What are the basics?

A premium is the monthly payment people make to keep their health insurance coverage, like a membership fee. On

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