This festive habit can cause chaos for drivers (Image: Getty Images)

As the chillier months set in and the days get shorter, many people will be beginning their morning routine with a warming brew of tea or coffee. Findings from car insurance experts have disclosed that motorists' hot beverage consumption patterns may raise the likelihood of experiencing what's called a "caffeine crash."

A caffeine crash is what happens after the burst of energy that comes from consuming excessive caffeine. This crash is characterised as an abrupt decline in energy, disposition and concentration once caffeine's influence subsides, according to BodyBio.

MoneySuperMarket's research has uncovered that almost one in five (19%) motorists have encountered a caffeine crash while behind the wheel, whilst

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