As more households combine medical recovery at home with technology-enabled living, choosing the right type of insurance has become an important financial decision. The range of available policies — spanning home-based healthcare, structure protection, contents insurance, and appliance coverage — requires consumers to evaluate what suits their living arrangements and potential risks.

Rising need for home-based healthcare coverage

According to Vishal Lathwal, CEO of Apollo Home Healthcare, Apollo Hospitals, nearly 4% of India’s population is hospitalised every year, with 20% requiring continued care at home.

This translates to roughly 10 million people annually needing post-discharge support. Add long-term care cases, and the number of individuals relying on home-based healthcare grows s

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