The Department of Education is suspending student loan forgiveness under the Income-Based Repayment plan (IBR), which offers an affordable option for borrowers to repay their loans.

Why is loan forgiveness under IBR being suspended?

Why you should care:

Forbes reported that the Department of Education offered a cryptic explanation for the postponement of student loan forgiveness under the Income-Based Repayment (IBR), implying that the program is paused while the agency’s systems are updated to count months that aren’t impacted by a court injunction aimed at the SAVE plan.

RELATED: Why student loan delinquencies are soaring - and credit scores are dropping

In early 2025, a federal appeals court ruling expanded a court injunction to include a full rule that controls the S

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