My mother has made one thing crystal clear: when she passes, there will be no somber music or tearful eulogies. She wants a party — complete with dancing, storytelling and joy.

Because we were brave enough to start the conversation, we’re ready to celebrate her life exactly as she envisioned it — but getting there meant facing the less glamorous side of planning. Where there’s a will, that started with a willingness to talk openly!

A large and often underutilized component of aging with confidence is financial and emotional transparency. And the current lack thereof is evident. Only 1 in 4 Americans report having a will, a drop of 9% over the past three years.

So why the hesitation? Many cite not having enough assets, fighting procrastination or simply not knowing where to start. But a

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