The CFPB released its semiannual Unified Rulemaking Agenda update on Aug. 15, 2025, outlining its rulemaking initiatives. The CFPB releases regulatory updates twice per year reflecting the agency's plans to propose, finalize or rescind rules and regulations, in conjunction with an initiative led by the Office of Management and Budget.

The update published on Aug. 15 includes 24 action items for the CFPB – double the agency's previous update. Though several items on this list previously were reported, the update as a whole emphasizes the CFPB's goal of prioritizing pressing threats to American consumers.

Final Rule Stage

Streamlining Mortgage Servicing for Borrowers Experiencing Payment Difficulties (Regulation X)

Financial Data Transparency Act

Remittance Transfers Under the Electroni

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