The cost of owning a home in America is climbing — and it’s not just about rising prices.

A new analysis shows mortgage payments have more than doubled over the past decade in every major U.S. city — driven largely by higher interest rates.

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While home prices have gone up, incomes haven’t kept pace, putting pressure on family budgets and stretching the timeline for first-time buyers.

Real estate platform Zoocasa looked at data from 50 cities, comparing median home prices and mortgage payments from 2014 to 2024.

In some U.S. cities, mortgage p

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