The Cybersecurity Association of Pennsylvania (PennCyber) is urging vigilance as senior citizens across the Commonwealth and the nation face a surge in sophisticated “Phantom Hacker” scams.

These multi-phase social engineering attacks, recently highlighted in an FBI Public Service Announcement , are leaving seniors vulnerable to devastating financial losses, often draining entire retirement accounts, a press release said.

The FBI reports that nearly half of the victims of these scams are over 60 years old, with seniors representing two-thirds of all financial losses. Nationwide, Americans have already lost more than $1 billion to this evolving fraud.

“These scams are not random cold calls—they are highly coordinated attacks that exploit trust, fear, and urgency,” said Scott Davis, cha

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