NEW ORLEANS — A new round of the Louisiana Fortified Roof Grant Program opens next week, offering homeowners a chance to secure up to $10,000 for a stronger roof. This initiative is designed to combat rising insurance rates by making homes more resilient to storms. In fact, some lawmakers say the grants have already helped reduce premiums by as much as 22%.

But if you aren't selected for a grant, don't worry—it’s not the only way to save money.

Here are four ways you can potentially lower your homeowners insurance costs.

1. Apply for a Fortified Roof Grant

The Louisiana Fortified Roof Program, launched in 2023, has already provided grants to over 3,700 homeowners. Thanks to new legislation, insurance companies are now contributing to the fund, not just taxpayers, expanding the program’

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