Hurricane Katrina made landfall along the Gulf Coast on Aug. 29, 2005.

The storm and the flooding that followed killed thousands and left behind billions of dollars in damage.

Analysts believe the climate change-driven insurance crisis – in which premiums have become too expensive to afford, if they are even available – can be traced directly to Katrina.

When Hurricane Katrina threatened New Orleans in August 2005, Mona Lisa Saloy thought she was safe.

Saloy, an author and educator who also served for several years as Louisiana's poet laureate, had inherited the 110-year-old “double shotgun” house in the mostly Black Seventh Ward where she was born and raised. The family had ridden out Hurricane Betsy in 1965, and the home was elevated several feet above the ground. At the last minute,

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