Ken Boyd for Ramp

Can you get a business credit card with no personal guarantee?

Running a business is a stressful pursuit, especially if you have to put up a personal guarantee to get your business credit card. When you personally guarantee your company's credit card debt, you’re responsible for repaying it if your business can’t.

That’s what makes business credit cards with no personal guarantee so attractive: The business, not the owner, is responsible for all debts. This creates a clear financial separation between your company's obligations and your personal finances.

It’s possible to get a business credit card without a personal guarantee, but it's often more challenging. These cards usually require a higher level of financial stability and a strong business credit score . Luck

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