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Major transformations are approaching UK banking from October 2025, with NatWest and Santander account holders facing significant impacts, following Lloyds' introduction of fresh regulations just this month . Ranging from closures to heightened charges, there are several crucial matters people must understand regarding their finances as autumn approaches.

Customers with NatWest or Santander accounts should take note, as these modifications may affect their banking experience. Additional banks and building societies are also implementing changes, potentially transforming how people manage their savings and utilise local branches.

These developments were recently highlighted online by Caroline, recognised as caroline.shops on TikTok , who utilises her platform to discus

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