What big expenses should seniors plan for? Here's what retirement experts say.

By preparing for some big expenses in advance, seniors can be more financially secure in their retirement. ozgurcankaya/Getty Images

Retirement can be an exciting and freeing time, but it can sometimes deliver financial curveballs — especially in today's economy.

Rising healthcare costs, stubborn inflation , and economic uncertainty can be challenging for today's retirees, and with Americans living longer and longer, the potential for outlasting your savings is often a very real possibility.

Fortunately, careful and strategic planning can help. Want to make sure you're as prepared as possible when you enter retirement? We asked some experts about the the major expenses you should plan for — and how much money you might need to do it. Below, we'll detail four to consider right