If you use Facebook, you’ve probably heard about the big class-action privacy settlement that stems from the Cambridge Analytica scandal, when millions of users’ personal data was shared without their permission.

Facebook’s parent company Meta agreed to pay $725 million to settle claims. Now those payments are finally being sent out and that’s created the perfect opportunity for scammers to strike.

A friend recently sent me a screenshot of a text message he received. It said he could click a link to collect his Facebook settlement payment. His first thought was that it might be a scam, and that’s a good instinct. These days, every message about money should be viewed with caution. Some settlement notifications are real, but many others are fake.

How to know the difference

Check the sen

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