The Employees’ Provident Fund Organisation (EPFO) may soon undergo one of its biggest policy shifts in a decade, with the government considering a proposal to raise the mandatory salary ceiling for EPF and EPS eligibility from the current Rs 15,000 per month to Rs 25,000. If approved, the move could bring more than one crore additional workers under the provident fund and pension net.

The last revision took place in 2014, when the limit was increased from Rs 6,500 to Rs 15,000. Under existing rules, all employees earning up to Rs 15,000 in basic pay must be enrolled in EPFO schemes, while those above the threshold can be excluded at the employer’s discretion. This has left a large segment of private-sector employees without structured retirement savings.

Speaking at an event in Mumbai, M

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